/* Styles for this page only: /margin-assessment/ */
.bgx-ma{
  --ma-ink:#0A1A33; --ma-deep:#071631; --ma-body:#3A4763; --ma-muted:#6B7690; --ma-line:#E3E7EE; --ma-grey:#F3F5F8;
  --ma-accent:#1F5FB4; --ma-accent-lt:#7FB0F0; --ma-red:#B42318; --ma-redbg:#FDEEEC;
  --ma-font:"Plus Jakarta Sans","Inter","Helvetica Neue",Arial,sans-serif;
  position:relative; overflow:hidden; isolation:isolate; font-family:var(--ma-font); color:var(--ma-ink);
  padding:88px clamp(16px,4vw,48px);
}
.bgx-ma *,.bgx-ma *::before,.bgx-ma *::after{box-sizing:border-box}
.bgx-ma__wrap{max-width:1268px; margin:0 auto} /* matches the site content width (1268px) */
.bgx-ma__eyebrow{display:inline-flex; align-items:center; gap:12px; margin:0 0 14px; font-size:12.5px; font-weight:600; letter-spacing:.18em; text-transform:uppercase; color:var(--ma-accent)}
.bgx-ma__eyebrow::before{content:""; width:28px; height:1px; background:currentColor; opacity:.6}
.bgx-ma__eyebrow--c::after{content:""; width:28px; height:1px; background:currentColor; opacity:.6}
.bgx-ma__h{margin:0; font-size:clamp(28px,3.2vw,42px); line-height:1.1; font-weight:700; letter-spacing:-.022em; color:var(--ma-ink); text-wrap:balance}
.bgx-ma__lead{margin:16px 0 0; font-size:17px; line-height:1.6; color:var(--ma-body)}
.bgx-ma__btn{
  display:inline-flex; align-items:center; gap:12px; padding:16px 28px; background:var(--ma-ink); color:#fff !important;
  font:600 15px/1 var(--ma-font); text-decoration:none !important; border:0; border-radius:0; white-space:nowrap; transition:background .2s ease, color .2s ease;
}
.bgx-ma__btn svg{transition:transform .2s ease}
.bgx-ma__btn:hover{background:var(--ma-accent)}
.bgx-ma__btn:hover svg{transform:translateX(4px)}
.bgx-ma__btn--light{background:#fff; color:var(--ma-ink) !important}
.bgx-ma__btn--light:hover{background:var(--ma-accent); color:#fff !important}
.bgx-ma__btn:focus-visible{outline:3px solid var(--ma-accent-lt); outline-offset:3px}

/* ===== 0. Intro ===== */
.bgx-ma--intro{background:#fff; padding-top:80px; padding-bottom:80px}
.bgx-ma__intro{display:grid; grid-template-columns:minmax(0,5fr) minmax(0,6fr); gap:32px 80px; align-items:start}
.bgx-ma__intro .bgx-ma__h{font-size:clamp(30px,3.6vw,46px)}
.bgx-ma__intro-body p{margin:0 0 16px; font-size:17px; line-height:1.7; color:var(--ma-body)}
.bgx-ma__intro-body p:last-child{margin-bottom:0}
.bgx-ma__intro-body p:first-child{font-size:19px; line-height:1.6; color:var(--ma-ink); font-weight:500}

/* ===== A. Where Margin Is Lost ===== */
.bgx-ma--lost{background:var(--ma-grey)}
.bgx-ma--lost::before{content:""; position:absolute; inset:0; z-index:-1; pointer-events:none;
  background-image:linear-gradient(rgba(10,26,51,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(10,26,51,.045) 1px,transparent 1px);
  background-size:48px 48px; -webkit-mask-image:linear-gradient(180deg,#000,transparent 60%); mask-image:linear-gradient(180deg,#000,transparent 60%)}
.bgx-ma__head-c{text-align:center; max-width:760px; margin:0 auto 48px}
.bgx-ma__lost{display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); gap:20px; margin:0; padding:0; list-style:none}
.bgx-ma__lost > li{display:flex}
.bgx-ma__card{flex:1; display:flex; flex-direction:column; background:#fff; border-top:3px solid var(--ma-ink);
  box-shadow:0 0 0 1px rgba(10,26,51,.07), 0 0 28px rgba(10,26,51,.07), 0 18px 40px -24px rgba(10,26,51,.28)}
.bgx-ma__art{display:grid; place-items:center; height:150px; margin:0; padding:20px 18px 6px; border-bottom:1px solid var(--ma-line)}
.bgx-ma__ill{width:auto; max-width:100%; height:104px; stroke:var(--ma-ink); fill:none; stroke-width:4.5; stroke-linecap:round; stroke-linejoin:round}
.bgx-ma__cbody{flex:1; padding:22px 24px 20px}
.bgx-ma__cbody h3{margin:0 0 10px; font-size:19px; line-height:1.25; font-weight:700; color:var(--ma-ink)}
.bgx-ma__cbody p{margin:0; font-size:15px; line-height:1.6; color:var(--ma-body)}
.bgx-ma__cost{display:flex; align-items:center; gap:14px; min-height:86px; margin:0 16px 16px; padding:14px 16px; background:var(--ma-redbg); color:var(--ma-red)}
.bgx-ma__cost svg{flex:none}
.bgx-ma__cost small{display:block; font-size:11px; font-weight:700; letter-spacing:.14em; text-transform:uppercase; color:var(--ma-muted)}
.bgx-ma__cost b{display:block; margin-top:3px; font-size:15px; line-height:1.3; font-weight:700; color:var(--ma-red)}

/* ===== B. How it works ===== */
.bgx-ma--how{background:#fff}
.bgx-ma__split{display:grid; grid-template-columns:minmax(0,1fr) minmax(0,1fr); align-items:center; gap:48px 72px}
.bgx-ma__photo{position:relative; margin:0}
.bgx-ma__photo::before{content:""; position:absolute; left:-16px; top:-16px; width:44%; height:44%; background:var(--ma-ink); z-index:-1}
.bgx-ma__photo img{display:block; width:100%; height:auto; aspect-ratio:1400/974; object-fit:cover; box-shadow:0 24px 50px -28px rgba(10,26,51,.55)}
.bgx-ma__photo figcaption{position:absolute; left:0; bottom:0; display:inline-flex; align-items:center; gap:8px; padding:10px 14px; background:var(--ma-ink); color:#fff; font-size:12.5px; font-weight:600; letter-spacing:.04em}
.bgx-ma__photo figcaption svg{color:var(--ma-accent-lt)}
.bgx-ma__steps{position:relative; margin:32px 0 0; padding:0; list-style:none; display:grid; gap:22px}
.bgx-ma__steps::before{content:""; position:absolute; left:21px; top:10px; bottom:30px; width:2px; opacity:.5;
  background:repeating-linear-gradient(180deg,var(--ma-accent) 0 8px,transparent 8px 15px)}
.bgx-ma__step{position:relative; display:grid; grid-template-columns:44px minmax(0,1fr); gap:20px; align-items:start}
.bgx-ma__num{display:grid; place-items:center; width:44px; height:44px; background:var(--ma-ink); color:#fff; font-size:14px; font-weight:700; letter-spacing:.04em; box-shadow:0 0 0 6px #fff}
.bgx-ma__step h3{margin:2px 0 6px; font-size:18px; line-height:1.3; font-weight:700; color:var(--ma-ink)}
.bgx-ma__step p{margin:0; font-size:15.5px; line-height:1.6; color:var(--ma-body)}

/* ===== C. Statement band ===== */
.bgx-ma--band{color:#fff; text-align:center; padding-top:96px; padding-bottom:96px;
  background:radial-gradient(820px 420px at 50% 0%, rgba(31,95,180,.34), transparent 70%), linear-gradient(180deg,var(--ma-deep),var(--ma-ink))}
.bgx-ma--band::before{content:""; position:absolute; inset:0; z-index:-1; pointer-events:none;
  background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:48px 48px; -webkit-mask-image:radial-gradient(900px 480px at 50% 30%,#000 20%,transparent 75%); mask-image:radial-gradient(900px 480px at 50% 30%,#000 20%,transparent 75%)}
.bgx-ma--band .bgx-ma__wrap{max-width:900px}
.bgx-ma--band .bgx-ma__h{color:#fff; font-size:clamp(30px,3.8vw,48px)}
.bgx-ma--band .bgx-ma__h span{display:block; color:var(--ma-accent-lt)}
.bgx-ma--band .bgx-ma__lead{max-width:660px; margin:20px auto 0; color:rgba(255,255,255,.74)}
.bgx-ma__act{display:flex; flex-direction:column; align-items:center; gap:14px; margin-top:34px}
.bgx-ma__note{display:inline-flex; align-items:center; gap:8px; margin:0; font-size:14px; color:rgba(255,255,255,.66)}
.bgx-ma__note svg{color:var(--ma-accent-lt)}

/* ===== D. What you receive ===== */
.bgx-ma--get{background:#fff}
.bgx-ma__gets{margin:28px 0 0; padding:0; list-style:none; border-top:1px solid var(--ma-line)}
.bgx-ma__get{display:grid; grid-template-columns:40px minmax(0,1fr); gap:16px; padding:18px 0; border-bottom:1px solid var(--ma-line)}
.bgx-ma__gico{display:grid; place-items:center; width:40px; height:40px; background:#F3F5F8; border:1px solid #CBD6E8; color:var(--ma-accent)}
.bgx-ma__get h3{margin:2px 0 4px; font-size:16.5px; line-height:1.3; font-weight:700; color:var(--ma-ink)}
.bgx-ma__get p{margin:0; font-size:15px; line-height:1.55; color:var(--ma-body)}
.bgx-ma__conf{display:inline-flex; align-items:center; gap:9px; margin:20px 0 0; font-size:14px; color:var(--ma-muted)}
.bgx-ma__conf svg{color:var(--ma-accent)}
.bgx-ma__doc{position:relative; margin:0; padding:14px; background:#fff;
  box-shadow:0 0 0 1px rgba(10,26,51,.08), 0 30px 60px -30px rgba(10,26,51,.45)}
.bgx-ma__doc img{display:block; width:100%; height:auto; aspect-ratio:1600/1113}
.bgx-ma__doc figcaption{position:absolute; top:-14px; right:20px; padding:6px 12px; background:var(--ma-ink); color:#fff; font-size:11px; font-weight:700; letter-spacing:.14em; text-transform:uppercase}

/* ===== Proof strip (4 key stats) ===== */
.bgx-ma--proof{background:var(--ma-grey); padding-top:44px; padding-bottom:44px; border-top:1px solid var(--ma-line)}
.bgx-ma-st__stats{display:grid; grid-template-columns:repeat(4,minmax(0,1fr))}
.bgx-ma-st__stat{display:flex; align-items:center; gap:16px; padding:4px 24px}
.bgx-ma-st__stat:first-child{padding-left:0}
.bgx-ma-st__stat + .bgx-ma-st__stat{border-left:1px solid #D3DAE5}
.bgx-ma-st__ico{flex:none; display:grid; place-items:center; width:46px; height:46px; background:#fff; border:1px solid #CBD6E8; color:var(--ma-accent)}
.bgx-ma-st__ico svg{width:22px; height:22px}
.bgx-ma-st__stat strong{display:block; font-size:clamp(26px,2.4vw,32px); line-height:1; font-weight:700; letter-spacing:-.02em; color:var(--ma-ink); font-variant-numeric:tabular-nums}
.bgx-ma-st__stat strong+span{display:block; margin-top:7px; font-size:12px; line-height:1.35; font-weight:600; letter-spacing:.12em; text-transform:uppercase; color:var(--ma-muted)}

/* ===== responsive ===== */
@media (max-width:1100px){
  .bgx-ma__lost{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:960px){
  .bgx-ma{padding-top:68px; padding-bottom:68px}
  .bgx-ma__split{grid-template-columns:1fr; gap:40px}
  .bgx-ma__intro{grid-template-columns:1fr; gap:20px}
  .bgx-ma--intro{padding-top:60px; padding-bottom:60px}
  .bgx-ma__photo{max-width:640px}
  .bgx-ma--proof{padding-top:36px; padding-bottom:36px}
  .bgx-ma-st__stats{grid-template-columns:repeat(2,minmax(0,1fr)); row-gap:24px}
  .bgx-ma-st__stat:nth-child(3){padding-left:0; border-left:0}
}
@media (max-width:560px){
  .bgx-ma{padding:52px 16px}
  .bgx-ma__lead{font-size:16px}
  .bgx-ma__intro-body p:first-child{font-size:17.5px}
  .bgx-ma__intro-body p{font-size:16px}
  .bgx-ma__head-c{margin-bottom:32px}
  .bgx-ma__lost{grid-template-columns:1fr}
  .bgx-ma__photo::before{left:-8px; top:-8px}
  .bgx-ma__btn{width:100%; justify-content:space-between; white-space:normal}
  .bgx-ma__act{align-items:stretch}
  .bgx-ma-st__stat{flex-direction:column; align-items:flex-start; gap:12px; padding:0 12px}
  .bgx-ma-st__stat:nth-child(odd){padding-left:0}
  .bgx-ma-st__ico{width:40px; height:40px}
  .bgx-ma-st__stat strong+span{font-size:11px; letter-spacing:.1em}
}
@media (max-width:400px){.bgx-ma{padding-left:12px; padding-right:12px}.bgx-ma__btn{padding:15px 16px; font-size:14px; gap:10px}}
@media (prefers-reduced-motion:reduce){.bgx-ma *{transition:none !important}}